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What are the Advantages for Women Applicants in Case of Home Loans?
Posted by Jennydsouza on April 3rd Starling Marte Pirates Jersey , 2017

If you are a woman who is planning to buy a residential property, you’ve got some reasons to cheer. It is a known fact that home loan for women in India enjoy certain benefits when it comes to loans, more so in case of home loans. They need to pay lower interest rates as compared to men. It is because there is a general perception that women pay their dues on time and are less likely to default.

The financial sector in India at large provides special benefits and concessions to women whether it is about opening an account Kent Tekulve Pirates Jersey , tax exemption or borrowing a home loan for women.

Home Loan Advantages Enjoyed By Women in India

One of the most crucial factors in case of a home loan is the interest rate at which it is offered. The interest rate helps in determining the financial institution as well. Every small variation in the loan interest rate can make a huge impact on your monthly EMIs (Equated Monthly Installments). Since home loan involves a huge sum of money, having a concession in interest rate can help you save a good amount over the entire loan period. This is one of the most important benefits that Indian women can have while applying for a home loan. However, a woman can get preferential or lower interest rates only when she becomes a primary applicant or co-applicant for a home loan.

Banks Promote Women Empowerment by Providing them Loans at Concessional Rates

Banks highly promote loan assistance at concessional rates to the womenfolk. By doing so they encourage financial empowerment and independence of women. Besides Roberto Clemente Pirates Jersey , they also believe that women have a lower risk profile as compared to men. Interest rates have a close relation with the perceived risk profile of the applicant. However, for an applicant with higher risk profile, the home loan interest rates will be higher. Having said that Willie Stargell Pirates Jersey , whether woman or a man, no bank will extend a home loan or any sort of financial assistance to an applicant without a satisfactory credit score as well as necessary documentation.

Special Home Loan Offers for Women from Different Banks

Different banks have come up with their own home loan for women packages for women applicants. While SBI has its ‘Her Ghar’, HDFC has named it as ‘Women Power’. ICICI too offers home loans to women at concessional rates. As of July Francisco Cervelli Youth Jersey , 2015, the lowest rate at which a woman applicant could borrow a home loan was 9.85 percent, whereas the same for a male applicant was 9.90 percent. Similarly Dave Parker Youth Jersey , stamp duty for house registration is lower in some states if the house is registered in the name of a woman. Although banks do not mention these schemes in their advertisement, they usually show interest in accepting home loan applications from women applicants and co-applicants.

Source: >Live chat agents training solutions

Posted by almamiller on April 29th, 2018

Taking the time to learn new things and hone your skills is not out of the ordinary. If you want to take the right steps so you can help your business grow Barry Bonds Youth Jersey , live chat agent training solutions are the next step. Why should you be willing to allow your business to be exposed to a number of risks when you can boost the live chat agent performance?

It is hard to get the results you expect from people who have not been doing this for too long or who are not aware of the best options they can use to lead a conversation. Live chat is an important part of your business, especially in an online environment and you have to take the right steps so you can be sure it will deliver the results you had in mind.

But what are those steps? How can you be sure you are heading in the right direction? You can rely on your agents to deliver the results you had in mind, but you have to take a few steps on your own to ensure the results you seek. If you want to get rid of your problems Bill Mazeroski Youth Jersey , you can use software to find the best way through which you can do this.

The world today relies on computers to find the right answers and you can do the same. If you want to know how you are able to solve an issue you have not dealt with before, you turn to the web to look for answers. Once you do, you start implementing them so you can become more efficient. This is what you must do with your live chat agents.

There are always new things you can learn and live chat agent training solutions can offer answers you never even through about. The answers you can provide based on the reactions of the person they talk to varies from one to the other. This is why they have to be ready to deliver the right solution every time and you need a little help for this.

Taking the time to train your agents is important since you want to boost their performance Melky Cabrera Youth Jersey , but you have to take the time to look for other little helpers you can rely on. The software that can teach them how to react can also be used to analyze the data in real time. This is the solution so you can boost your live chat agent performance several times.

It is difficult to analyze each response they get through a headset and a little help can go a long way. If you use the right software, you will be able to provide the tool that will lead to the answers they are interested in. They will have an idea about the mood of the person they talk to and they will also have the answers best suited for the given situation. It may seem a little out of the ordinary, but this is one of the best solutions you have at hand.

Live chat agent training solutions should be one of the first things you consider if you want to boost your results. You can find a wide range of solutions out there Chris Archer Youth Jersey , but not all of them can boost the live chat agent performance the same way.

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